Landlord Extra Protection Insurance


If a larger proportion of your income is coming from the renting of a certain property or the property is particularly valuable, it’s worth purchasing a higher level of landlord insurance that protects you in even the most unlikely or specific of circumstances.

Additional insurance cover for landlords is available with SGUA, providing our clients with complete cover that ensures your investment will be safe and secure and your income will remain as is into the future. Our extra protection insurance includes insured peril, which applies for a wider range of natural disasters and causes and covers you financially if these occur. Strata title mortgagee protection is also available, in the event that you are required to pay your mortgage out, but your body corporate does not have adequate insurance for the property.

Protects you against unexpected events Protects you against damage caused by Tenants and their invitees Protects you should your rental income be affected by:
  • Fire explosion or lightning
  • Earthquake and tsunami
  • Burst pipes and overflowing tanks and the like
  • Accidental glass breakage
  • Malicious damage by third parties (not tenants)
  • Storm
  • Theft by third parties (not tenants)
  • Flood
  • Riot or civil commotion
  • Burning out of household electrical machines
  • Impact
  • Accidental loss or damage (Value Plus only)
  • Legal liability
  • Theft or damage due to theft
  • Deliberate Damage
  • Accidental loss or damage (Value Plus only)
  • Deliberate damage by tenant
  • Theft by tenant
  • Scorching (Value Plus only)
  • Garbage removal (Value Plus only)
  • Absconding tenant
  • Defaulting tenant
  • Prevention of access (Value Plus only)
  • Loss of rent due to an insured peril (excl. legal Liability)