Compare our insurance products

Unsure of which landlord insurance policy is for you? The information presented here contains a brief description of each of our policies and the circumstances under which they may be appropriate. This is designed to help you decide which insurance product will meet your specific needs and helps you compare between policies. Expand each section to read more about the product feature for easy comparison.

SGUA’s range of insurance policies are extremely broad and comprehensive, designed to cover your investment or holiday property for a full range of defined events and unexpected circumstances. Cover is available for a range of situations involving tenant rent default, damage by tenant, theft and fire to legal liability and loss of rent and can help protect your investment against financial loss and give you peace of mind. Packages can be tailored to suit a variety of residential investment property so that whether you are renting out a small apartment, a large house or a holiday home on the beach, you’re in safe hands with SGUA.

Fire, Explosion or Lightning tickmark crossmark tickmark crossmark
Earthquake and Tsunami tickmark crossmark tickmark crossmark
Theft tickmark crossmark tickmark crossmark
Water Damage tickmark crossmark tickmark crossmark
Glass Breakage tickmark crossmark tickmark crossmark
Malicious Damage tickmark crossmark tickmark crossmark
Accidental Damage crossmark crossmark crossmark crossmark
Storm tickmark crossmark tickmark crossmark
Flood tickmark crossmark tickmark crossmark
Impact tickmark crossmark tickmark crossmark
Riot or civil commotion tickmark crossmark tickmark crossmark
Electrical Breakdown / Fusion tickmark crossmark tickmark crossmark
Loss of rental income Optional Optional Optional Optional
Mortgagees Protection Optional crossmark Optional crossmark
Temporary Removal tickmark crossmark tickmark crossmark
Fees tickmark crossmark tickmark crossmark
Underground Services tickmark crossmark tickmark crossmark
  Start Quote Start Quote Start Quote Start Quote
Sum Insured Nominated Sum Insured $30,000 Nominated Sum Insured $30,000
Fire, Explosion or Lightning tickmark tickmark tickmark tickmark
Earthquake and Tsunami tickmark tickmark tickmark tickmark
Theft tickmark tickmark tickmark tickmark
Water Damage tickmark tickmark tickmark tickmark
Glass Breakage tickmark tickmark tickmark tickmark
Malicious Damage tickmark tickmark tickmark tickmark
Accidental Damage crossmark crossmark crossmark crossmark
Storm tickmark tickmark tickmark tickmark
Flood tickmark tickmark tickmark tickmark
Impact tickmark tickmark tickmark tickmark
Riot or civil commotion tickmark tickmark tickmark tickmark
Electrical Breakdown / Fusion tickmark tickmark tickmark tickmark
Loss of rental income Optional tickmark Optional tickmark
Mortgagees Protection Optional crossmark Optional crossmark
Temporary Removal tickmark crossmark tickmark tickmark
Fees tickmark crossmark tickmark tickmark
Underground Services tickmark crossmark tickmark crossmark
  Start Quote Start Quote Start Quote Start Quote
Deliberate Damage Building sum insured (if taken) or $50,000 $50,000 Building sum insured (if taken) or $50,000 $50,000
Theft Up to the Building sum insured Up to $60,000 crossmark crossmark
Accidental Damage crossmark crossmark crossmark crossmark
Scorching tickmark tickmark tickmark tickmark
Garbage Removal crossmark crossmark crossmark crossmark
  Start Quote Start Quote Start Quote Start Quote
Absconding tenant tickmark tickmark crossmark crossmark
Defaulting tenant
(by court order)
tickmark tickmark crossmark crossmark
Defaulting tenant
(by termination notice)
tickmark tickmark crossmark crossmark
Failure to give vacant possession tickmark tickmark crossmark crossmark
Death of tenant tickmark tickmark crossmark crossmark
Hardship tickmark tickmark crossmark crossmark
Un-tenantable property
(due to tenant damage to building)
tickmark tickmark crossmark crossmark
Legal Expenses Up to $5,000 of legal expenses and up to $500 for the property manager court attendance fees. Up to $5,000 of legal expenses and up to $500 for the property manager court attendance fees. crossmark crossmark
  Start Quote Start Quote Start Quote Start Quote
Building $300 crossmark $300 crossmark
Contents $300 $50 $300 $100
Loss of Rent $0 $0 $0 $0
Deliberate Damage by Tenant $0 $0 $100 $100
Theft by Tenant $250 $250 crossmark crossmark
Tenant Default $0 $0 crossmark crossmark
Strata Title Mortgagees Protection $0 $0 $0 $0
Start Quote Start Quote Start Quote Start Quote
Fire, Explosion or Lightning tickmark crossmark
Earthquake and Tsunami tickmark crossmark
Theft tickmark crossmark
Water Damage tickmark crossmark
Glass Breakage tickmark crossmark
Malicious Damage tickmark crossmark
Accidental Damage tickmark tickmark
Storm tickmark crossmark
Flood tickmark crossmark
Impact tickmark crossmark
Riot or civil commotion tickmark crossmark
Electrical Breakdown / Fusion tickmark crossmark
Loss of rental income Optional Optional
Mortgagees Protection Optional crossmark
Temporary Removal tickmark crossmark
Fees tickmark crossmark
Underground Services tickmark crossmark
  Start Quote Start Quote
Sum Insured Nominated Sum Insured $60,000
Fire, Explosion or Lightning tickmark tickmark
Earthquake and Tsunami tickmark tickmark
Theft tickmark tickmark
Water Damage tickmark tickmark
Glass Breakage tickmark tickmark
Malicious Damage tickmark tickmark
Accidental Damage tickmark tickmark
Storm tickmark tickmark
Flood tickmark tickmark
Impact tickmark tickmark
Riot or civil commotion tickmark tickmark
Electrical Breakdown / Fusion tickmark tickmark
Loss of rental income Optional tickmark
Mortgagees Protection Optional crossmark
Temporary Removal tickmark crossmark
Fees tickmark crossmark
Underground Services tickmark crossmark
  Start Quote Start Quote
Deliberate Damage Building sum insured (if taken) or $60,000 $60,000
Theft Up to the Building sum insured Up to $60,000
Accidental Damage tickmark tickmark
Scorching tickmark tickmark
Garbage Removal tickmark tickmark
  Start Quote Start Quote
Absconding tenant tickmark tickmark
Defaulting tenant
(by court order)
tickmark tickmark
Defaulting tenant
(by termination notice)
tickmark tickmark
Failure to give vacant possession tickmark tickmark
Death of tenant tickmark tickmark
Hardship tickmark tickmark
Un-tenantable property
(due to tenant damage to building)
tickmark tickmark
Legal Expenses Up to $5,000 of legal expenses and up to $500 for the property manager court attendance fees. Up to $5,000 of legal expenses and up to $500 for the property manager court attendance fees.
  Start Quote Start Quote
Building $300 crossmark
Contents $300 $50
Loss of Rent $0 $0
Deliberate Damage by Tenant $0 $0
Theft by Tenant $250 $250
Tenant Default $0 $0
Strata Title Mortgagees Protection $0 $0
Start Quote Start Quote
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