Compare our insurance products

Unsure of which landlord insurance policy is for you? The information presented here contains a brief description of each of our policies and the circumstances under which they may be appropriate. This is designed to help you decide which insurance product will meet your specific needs and helps you compare between policies. Expand each section to read more about the product feature for easy comparison.

SGUA’s range of insurance policies are extremely broad and comprehensive, designed to cover your investment or holiday property for a full range of defined events and unexpected circumstances. Cover is available for a range of situations involving tenant rent default, damage by tenant, theft and fire to legal liability and loss of rent and can help protect your investment against financial loss and give you peace of mind. Packages can be tailored to suit a variety of residential investment property so that whether you are renting out a small apartment, a large house or a holiday home on the beach, you’re in safe hands with SGUA.

Type of cover

Landlord Cover

Building not included

Landlord Customised Cover

Select your own covers

Holiday Unit

Building not included

Holiday Customised Cover

Select your own covers

NB: Defined Events below apply to both Building & Contents cover selection

Value

Value PLUS

Value

Value PLUS

Value

Value PLUS

Value

Value PLUS

   Section 1 & 2:   Building & Contents
1 - Building - Defined Events Not included Not included Up to nominated Sum Insured (SI) Up to nominated Sum Insured (SI) Not included Not included Up to nominated Sum Insured (SI) Up to nominated Sum Insured (SI)
2 - Contents - Defined Events $30,000 $70,000 Up to nominated Sum Insured Up to nominated Sum Insured $30,000 $60,000 Up to nominated Sum Insured Up to nominated Sum Insured
Fire, Explosion or Lightning
Earthquake, tsunami or volcanic eruption
Theft or attempted theft
Bursting Leaking Discharging or overflowing
Glass Breakage
Malicious Damage by Third Party
Flood (unless specifically excluded)
Storm
Impact Damage
Riot or civil commotion
Loss of or Damage to the motor of household electrical machines
Tax Audit Fees
Accidental Damage by Third Party
   Section 3:  Legal Liability
Optional Cover
   Section 4:  Loss of Rent
   Section 5:  
   Section 6:  Tenant's Default

If these sections are selected on Your policy they will be noted in Your Certificate of insurance.

* The Sum insured for Legal Expenses and Garbage Removal is a combined limit for both Sections 5 and 6.

This page provides a limited summary only. The policy has exclusions, limitations and sublimits. Before making a decision about this insurance, please consider the full Product Disclosure Statement.

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